Why it matters
Rules changed after the National Association of Realtors settlement. Your agreement must say how much your agent is paid, and you should understand who pays.
What to do
- Interview two or three agents who know the area.
- Read the written buyer agreement carefully: what services, how long it lasts and how the agent is paid.
- Ask whether you can ask sellers to cover your agent’s fee in your offer.
- Check the agent’s license with your state’s real estate commission.
Checklist
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Common mistakes
- Signing a long agreement without reading it.
- Assuming the seller will pay your agent.
General information, not financial or legal advice. Rules vary by state; confirm with your lender, agent or attorney.
Frequently asked questions
Do I have to sign a buyer agreement before touring homes?
Under the rules that took effect in August 2024, agents who are Realtors must have a written agreement with you before you tour a home with them.
Who pays the buyer’s agent?
It is negotiable. You may pay your agent directly, or ask the seller to pay some or all of it as part of your offer.
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Questions from readers
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