Free calculator · runs in your browser

Closing cost estimator

Estimate your closing costs and total cash to close. Change any line to match your Loan Estimate.

Home price ($)Down payment (%)

Item	Estimate ($)
Lender origination and underwriting fees
Discount points (optional)
Appraisal
Credit report and flood certification
Title search and lender’s title insurance
Owner’s title insurance (optional in some states)
Settlement or closing agent fee
Recording fees
Transfer taxes (vary by state)
Home inspection
First year of homeowners insurance
Escrow deposit: property tax (about 3 months)
Prepaid interest (about 15 days)

Starting figures are rough examples so you can see the shape of the total. Replace them with figures from your Loan Estimate.